😉Why use Middle Lend?

Risk exposure management

Current lending protocols limit users to a single set of assets for lending, borrowing, or collateral, resulting in uniform risk exposure and yield for all participants. However, within DeFi, users exhibit varying risk tolerances, with many preferring higher risk for greater rewards or vice versa. Presently, accommodating multiple risk profiles within a single lending protocol is unattainable.

Middle lend revolutionizes this landscape. Users gain the ability to choose aggregators aligned with their risk-reward preferences and specify the isolates they're willing to engage with for lending. Moreover, if an aggregator matching their risk-reward profile isn't available, users have the autonomy to create one themselves.

Permissionless and autonomous

Other lending protocols require assets to undergo DAO governance for their support, a process that can extend over months, or even years. This restricts users to only the most prominent and established assets. Additionally, most assets fail to meet the fundamental criteria necessary for consideration, such as having a Chainlink oracle. However, within Middle Lend, anyone can seamlessly launch a lending market for any asset pair without needing permission.

Isolated lending, without the liquidity fragmentation

Several projects have attempted to bypass the constraints of permissioned pooled lending by segregating risk through distinct pools. While this grants users the ability to tailor their risk exposure, this method has its drawbacks. Lenders need to actively oversee their positions to optimize yield due to fluctuating pool rates. Establishing new pools poses a challenge resembling a chicken-and-egg scenario: borrowers await lenders, and lenders await borrowers. Consequently, numerous pools often remain empty, resulting in fragmented liquidity.

MiddleLend's aggregators offer a solution to this issue. The process of establishing liquidity for a new isolate becomes effortless by including it in an existing aggregator's whitelist, generating immediate and substantial liquidity right from the deployment of the isolate. Aggregators also significantly enhance the lending experience by allowing lenders to deposit funds into a single aggregator instead of managing numerous individual positions.